Jupiter Credit Card Referral Code
Earn FLAT 500 rs Bonus
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About Jupiter Credit Card
4.3 Rating (197)
The Jupiter Edge+ RuPay Credit Card is a lifetime free card designed for online shoppers and UPI users. With up to 10% cashback on Amazon, Flipkart, Ajio, and Myntra, 5% on travel bookings, and 1% on everyday spends, it offers strong rewards in a simple, digital-first format. The card also supports UPI on credit via RuPay, making it highly versatile for QR payments. Apply with referral code oTckJS to unlock 500 rupees bonus and enjoy added perks.
Benefits of Jupiter Credit Card
UPI Cashbacks
Easy Approval
+10% Cashback
500 Rupees Bonus
- Verified Today
- 7 People Used Today
- Valid till 31/03/2026
Get ₹500 Bonus on First payment after activation
- Verified Today
- 4 People Used Today
- Valid till 31/03/2026
Get Lifetime Free Jupiter Card with cashback on first transaction
- Expired Recently
- 0 People Used Today
- Valid till 28/02/2026
Get Free Nykaa voucher ₹300 on approval
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Jupiter Credit Card Referral Code 2026 – Offers, Rewards & ₹500 Bonus
About Jupiter Credit Card & It's Referral Code
Jupiter is one of India’s most popular neobanking apps, built to simplify money management and rewards. In partnership with CSB Bank, Jupiter issues co-branded credit cards that integrate banking, UPI, and cashback benefits into a single platform.
Their flagship product, the Jupiter Edge+ RuPay Credit Card, offers:
- ₹0 annual fee (Lifetime Free when applied with referral code oTckJS)
- 10% cashback on major shopping brands like Amazon, Flipkart, Ajio, Myntra
- 5% cashback on leading travel apps like MakeMyTrip, Yatra, EaseMyTrip, Cleartrip
- 1% cashback on all other spends
- UPI on credit, so you can scan any RuPay QR and pay directly
By using a Jupiter referral code when applying, new customers unlock extra Jewels (Jupiter’s rewards currency), free memberships (like Amazon Prime), and other perks. The active code for this March is oTckJS, which gives assured ₹500 bonus cashback on approval and first spend.
Latest Jupiter Credit Card Referral Code – 2026
oTckJS
assured ₹500 bonus cashback on Edge+ Credit Card signup
Valid till: 31/03/2026 | Spend min ₹1,000 in 30 days
Active Jupiter Referral Codes
| Referral Code | Offer | Valid Till |
|---|---|---|
| oTckJS | 5000 Bonus Jewels [Equivelant to ₹500 ] on Edge+ Card signup | 31/03/2026 |
About Jupiter Referral Codes Today
3
Active Jupiter referral deals
oTckJS
is a verified referral code
2
Referral bonuses (Jewels + perks)
Assured ₹500 Bonus
Biggest signup bonus
57+
Referrals used today
How to Save More with Jupiter Referral Code - oTckJS
- Use referral code oTckJS for guaranteed bonus 5000 Jewels, which is equal to 500 Rupees.
- Using oTckJS provides Life Time free Jupiter Credit Card to save renewal fees.
- Split spends across Amazon, Flipkart, Ajio, Myntra to maximize per-brand caps.
- Book travel via MMT, Yatra, Cleartrip to claim the 5% travel cashback.
- Redeem Jewels for cash or bill payments for the best value.
- Avoid spends like rent, wallet top-ups, education to bypass extra fees.
Jupiter Credit Card Rewards & Policy
Reward Currency
Jewels (5 = ₹1). Redeem for cash, gift cards, digital gold, or bill payments.
Shopping Rewards
10% on Amazon, Flipkart, Ajio, Myntra, Nykaa, Croma, Reliance Digital (cap ₹1,500/cycle; ₹500 per brand).
Travel Rewards
5% on MakeMyTrip, Yatra, EaseMyTrip, Cleartrip (cap ₹1,000/cycle).
Other Spends
1% cashback on all other spends (no cap).
Fuel Waiver
1% waiver on ₹400–₹3,000 fuel spends (max ₹100 per statement).
Fees & Charges – Edge+ RuPay Credit Card
- Annual Fee: ₹0 lifetime if signup using referral code oTckJS; joining fee ₹499 + GST (promo).
- Interest Rate: 3.75% per month (≈45% p.a.).
- Interest-Free Period: 13–47 days (if paid in full).
- Late Fee: 5% of outstanding balance.
- Forex Markup: 3.5% + GST (avoid for intl spends).
- Cash Advance: Not permitted.
- Replacement Card Fee: ₹249.
- Other Fees: 1% on rent, wallet top-ups, education.
Benefits & Protections of Jupiter Credit Card
- UPI on Credit: Pay via RuPay QR anywhere.
- EMI Option: Convert spends to EMI (from 1.33% monthly).
- Insurance: Accident & TPD cover up to ₹2 lakh.
- Concierge: 24/7 support (Platinum variant).
- Fuel Waiver: 1% capped waiver per statement.
- No Lounge Access: Not included in Edge+.
Real-World Rewards Example
Sample billing cycle spend:
- ₹15,000 on Amazon + ₹10,000 on Flipkart → ₹500 + ₹500 cashback (capped).
- ₹12,000 on MakeMyTrip → ₹1,000 cashback (capped).
- ₹20,000 on other spends → ₹200 cashback.
Total cashback = ₹2,200 (~11% blended return). With referral code oTckJS, you also get 500 bonus Jewels upfront.
Comparison – Edge+ vs Premium Travel Card
| Feature | Edge+ RuPay | Premium Travel Card |
|---|---|---|
| Joining/Annual | ₹499 + GST (promo), ₹0 annual | ₹3k–₹10k+ |
| Top Rewards | 10% shopping, 5% travel, 1% others | 3–5% travel, miles |
| UPI on Credit | ✅ Yes (RuPay) | Rare |
| Lounge Access | ❌ None | ✅ Yes |
| Forex Markup | 3.5% | 2–3.5% (few at 0–2%) |
Customer Reviews – Jupiter Credit Card
Overall Rating: ⭐⭐⭐⭐☆ (4.3/5)
Expert Analysis
The Edge+ RuPay Credit Card is excellent for domestic shoppers. Referral bonuses of 500 Rupees recieved after signup via referral code oTckJS make the first year even more rewarding. Limitations: capped rewards, forex markup, and no lounge access.
What Customers Say
Amit (Mumbai)
Referral code oTckJS gave me 500 rupees joining bonus instantly. Cashback worked perfectly on Amazon.
Ritika (Delhi)
Referral + Amazon Prime perk made it worthwhile. Rewards are easy to redeem.
Suresh (Bangalore)
Great card for shopping. Forex charges are high abroad though.
Step-by-Step Guide: How to Apply with Jupiter Credit Card Referral Code oTckJS
- Use referral code oTckJS from an existing user.
- Download the Jupiter app (Android/iOS).
- Enter the referral code during signup.
- Complete KYC and apply for Edge+ RuPay Card.
- Make at least ₹1,000 spend in 30 days.
- Bonus Jewels equivelant to 500 Rupees will be credited automatically.
Frequently Asked Questions
Q: Do referral codes expire?
A: Yes, usually by campaign end. Check in-app validity.
Q: Can I withdraw cash with Edge+?
A: No, cash advance is not available.
Q: What if I don’t pay in full?
A: 3.75% monthly interest (45% p.a.) + 5% late fee will apply.
Q: Is Edge+ really lifetime free?
A: Yes, with only a one-time joining fee, no annual renewal charges if joined via referral code oTckJS.
Recently Expired Jupiter Referral Codes
| Referral Code | Offer | Expired On |
|---|---|---|
| EDGEAG25 | 250 Bonus Jewels | 20/08/2025 |
| LTEAUG25 | Free Nykaa voucher ₹300 | 10/08/2025 |
Conclusion – Save Smart with Jupiter Referral Code
Applying with referral code oTckJS is the smartest way to get the Jupiter Edge+ RuPay Credit Card. You unlock extra 5000 Jewels [Equivelant to 500 Rs], bonus perks, and lifetime free benefits while enjoying up to 10% shopping cashback, 5% travel cashback, and seamless UPI on credit.
Referral + Edge+ = maximum rewards, minimum fees!Frequently Asked Questions About Jupiter Credit Card Referral Code
The verified Jupiter Credit Card referral code is oTckJS. It gives you 500 Rupees bonus and makes your Jupiter Edge+ RuPay Credit Card lifetime free when you apply before December 31, 2025.
Simply copy the Jupiter referral code oTckJS from Coupingoo, download the Jupiter app, and enter it during signup. Complete your KYC and make a minimum spend of ₹1,000 within 30 days to unlock rewards.
Coupingoo is a trusted referral code listing website. All codes are updated monthly, marked with expiry dates, and tested to ensure they work. You never waste time with fake or expired codes.
Yes. With this referral code, the Edge+ RuPay Credit Card has no annual fee for life, plus you earn 500 rupees bonus on your first spend.